Personal
Car Insurance
Car insurance looks simple until you need it. Agreed versus market value, excess, hire car after an accident and modifications all matter. I’ll explain the main cover options, excesses and exclusions so you can make an informed decision.
Who it suits
- ✦Family cars and utes
- ✦Multi-car households
- ✦Classic and modified vehicles
- ✦Young drivers in the house
What it can cover
- ✦Comprehensive cover
- ✦Third-party property damage
- ✦Fire and theft options
- ✦Optional hire car and windscreen extensions
Worth asking about
- ✦Agreed or market value?
- ✦Who drives the car?
- ✦Are any modifications declared?
Cover depends on the insurer and policy wording. Always read the Product Disclosure Statement.
Why use an insurance broker?
Going direct gets you one insurer's view. We compare options, read the wording with you, and stay in your corner if you need to claim.
— James- ✦NIBA 2025 Young Broker of the Year
- ✦170+ insurers
- ✦In insurance since 2014
- ✦Member of the Steadfast broker network.
Any advice on this website is general advice only and does not take into account your objectives, financial situation or needs. Before acting on it, consider whether it’s appropriate for you and read the relevant Product Disclosure Statement and our Financial Services Guide.