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Professional Indemnity Insurance

If a client says your advice, design or service caused them a loss, professional indemnity can help with the claim and defence costs. For many professions, it's required.

Who it suits

  • ✦Consultants and advisers
  • ✦Engineers, architects and designers
  • ✦IT professionals
  • ✦Allied health and other professions

What it can cover

  • ✦Civil liability from your professional services
  • ✦Legal defence costs
  • ✦Optional run-off cover

Worth asking about

  • ✦Does my industry body set a minimum limit?
  • ✦Do I need retroactive cover for past work?
  • ✦What do my client contracts require?

Cover depends on the insurer and policy wording. Always read the Product Disclosure Statement.

Why use an insurance broker?

Going direct gets you one insurer's view. We compare options, read the wording with you, and stay in your corner if you need to claim.

— James
  • ✦NIBA 2025 Young Broker of the Year
  • ✦170+ insurers
  • ✦In insurance since 2014
  • ✦Member of the Steadfast broker network.

Common questions

Any advice on this website is general advice only and does not take into account your objectives, financial situation or needs. Before acting on it, consider whether it’s appropriate for you and read the relevant Product Disclosure Statement and our Financial Services Guide.