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Contract Works Insurance

From a single renovation to an annual program of jobs, contract works insurance protects the build while it's underway, along with the materials and liability on site.

Who it suits

  • ✦Builders and renovators
  • ✦Civil and earthworks contractors
  • ✦Owner-builders
  • ✦Developers

What it can cover

  • ✦Material damage to the works
  • ✦Materials on site and in transit
  • ✦Public liability
  • ✦Optional plant and tools

Worth asking about

  • ✦Single project or annual policy?
  • ✦What's my largest contract value?
  • ✦Does the principal require to be noted?

Cover depends on the insurer and policy wording. Always read the Product Disclosure Statement.

Why use an insurance broker?

Going direct gets you one insurer's view. We compare options, read the wording with you, and stay in your corner if you need to claim.

— James
  • ✦NIBA 2025 Young Broker of the Year
  • ✦170+ insurers
  • ✦In insurance since 2014
  • ✦Member of the Steadfast broker network.

Common questions

Any advice on this website is general advice only and does not take into account your objectives, financial situation or needs. Before acting on it, consider whether it’s appropriate for you and read the relevant Product Disclosure Statement and our Financial Services Guide.